Commercial Finance

A Commercial Mortgage is a loan secured against a Commercial Property. We are able to arrange funding for the purchase, development, or refinance of all kinds of commercial property.

How much can you borrow?
In general terms most lenders will offer finance up to 85% of the property value (85% LTV). In some instances we may be able to offer products up to 100% LTV.

Rates
Different lenders have different products but in general rates are normally linked to the Bank of England Base Rate or LIBOR (London Interbank Offered Rate).

The rate applicable is closely aligned to the loan to value (LTV) of the property you are financing. Rates start as low as 0.75% above BBR.

Credit History
We have products available for people with all types of credit history, including those with CCJs, mortgage arrears, and IVA and bankruptcy (providing you have been discharged).

We can also offer a self-certification of income facility if you do not have up to date accounts and business plans.

Repayment Types
Our minimum repayment term is 10 years with our maximum being 30 years.

We can arrange your new mortgage on a Capital and Interest basis or we can offer an Interest Only repayment for 3 years followed by Capital and Interest repayments for the remainder of the term (subject to conditions).

Commercial Mortgages from £50k to £2m
10 - 30 year terms, interest only available
Schemes to suit all circumstances
Market-leading rates and up to 85% of property value
100% of property value available (with additional security)
No lengthy interviews or bank visits required.
Full Status products available
Special schemes from lenders not available on the high street

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.